Cardconnect and Niles Crum have been a great friend to Proponent Group. Their mission is to make credit card payments simple, secure, and cost effective. Their solutions are backed by patented PCI validated P2PE (point to point encryption) and tokenization. They offer modalities for accepting payments by credit card or eCheck including mobile, POS, countertop retail terminals, hosted payment page and virtual terminal. They offer credit card processing, Check Programs, Advance Cash Programs, Gift and Loyalty, and Electronic Secure invoicing and Payroll Services.